Best Acca Insurance Bookies

Best Acca Insurance Offers

If you are betting on football accumulators regularly, you should know and be taking advantage of the acca insurance offers available to you as a punter. 

What is an Acca Insurance Offer?

Acca insurance is a bookmaker promotion for football and other sports offering insurance on accumulator bets. The insurance means that when all but one selection wins and the other loses, rather than lose 100% of your stake, it's returned in the form of free bets, bonuses, and sometimes cash.

Any Sport Acca insurance
3.8 out of 5
30 Ratings
Not limited to only football, Boyles offer acca insurance on 5+ leg accas across any sports
  • BoyleXtra Loyalty Programme
  • Acca Insurance Rated Best
  • Unmissable Football Promotions
3.6 out of 5
63 Ratings
Acca insurance from 888 includes American sports picks too. So you might be saved by that final second 3 pointer or field goal!
  • Acca Insurance
  • American Sports
  • Great Welcome Offer
3.9 out of 5
47 Ratings
Super football betting options at Betfred complimented by an acca insurance offer with fair minimum odds restrictions.
  • Great Leagues Coverage
  • Lots of Markets to bet on
  • Bonuses Galore!
3.7 out of 5
19 Ratings
BWin have one of the lowest minimum odds requirements for selections in your acca that they will insure. It all adds up to a great choice for acca betting.
  • Low Minimum Acca Odds
  • Euro Football Specialists
  • More Football Promos Inside
3.6 out of 5
19 Ratings
Get Energised with EnergyBets Acca Insurance. Football only but that's what you're looking for right?
  • Football Only
  • Refund: Free Bet
  • Rating: ⭐️⭐️⭐️
3.4 out of 5
25 Ratings
The surprise package, Vbet actually has a really good acca insurance offer for you to try out. But you have to have 6 selections.
  • Good for the Bigger Accas
  • Bigger Maximum Stake
  • Football Only
3.5 out of 5
20 Ratings
Often overlooked for bigger brands, Sportingbet offer a great promotion range to registered customers including enhanced odds and acca insurance
  • Enhanced Odds Accas
  • 5 Team Insurance
  • Above Average Welcome Offer
Acca Insurance
Free bet if one leg loses on your 5+ Acca. Opt in required. Min. stake of £5 to trigger offer and max refund £20 per customer as a free bet. Min. odds of 1/2 per selection/leg. Applies to all 5+ accumulators. Qualifying bet must be placed and settled on the same day. 5+ Acca must contain only one losing leg to trigger refund. One free bet per customer per day. Free bets expire after 7 days.
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You can find more details about each of these betting sites above by clicking on the 'Read the Review' button. This will take you to the user review for that specific betting site where you can find details of any free bet offers they have upon registration.

What is Acca Insurance?

  • Pick 5 teams to win in an Acca - A, B, C, D & E.
  • Stake £10 on all teams to win.
  • Teams A, B, D, E all win, but selection C loses.
  • In normal circumstances, you would lose your £10 Stake.
  • With Acca Insurance, you would get the £10 back to try again.

Acca insurance

Acca Insurance is generally offered on football accumulator bets and usually offers money back if one side in your accumulator lets you down.

The money-back is generally offered as a free bet but in some cases, can be cash which is a big plus.

They are also a great way to make your first bet with a new bookmaker if you want to try them out.

Acca Insurance is not something you should create a bet to qualify for, but if it adds a little bit of value for a bet you would normally make, then we would suggest using one of the bookmakers that offer the service.

How We Picked The Best Acca Insurance

As you will see from the information boxes above, to select the best acca insurance bookmaker took us through the significant criteria of the acca insurance product for each bookmaker.

Minimum Selections

The least number of selections required to trigger the insurance. 

Look for 4 or 5 Minimum Picks

Most Acca Insurance requires 5 picks. Going over this amount is not really required to find a good offer.

Accumulator bets are predictably hard to land.

The more selections in your accumulator, the bigger the accumulator odds become and the harder it is to get one 100% correct.

It's still pretty hard to only miss by one.

In choosing the best acca insurance, we specifically looked for which bookie was offering the lowest number of qualifying picks.

They ranged from the lowest 4 to the highest 6. Only three bookmakers offered as low as 4 selections.

Bookmakers Offering 4 Picks Acca Insurance

  1. Energybet

Minimum Odds

Every bookmaker stated minimum odds requirements for acca insurance.

The lowest on offer were odds of 1/10 or 1.10 in decimal, right up to 7/10 or 1.70 being the highest.

Start multiplying those odds by the minimum number of selections, you get an idea of the difficulty in landing the acca anyway, or even, getting just the one wrong.

Overall acca odds were taken into account in choosing the best acca insurance.

Consider the Total Acca Minimum Odds

Whilst you may see pick values at just 1/10, do the maths and understand the complete probability of the acca you are insured against.

  • EnergyBet were lowest at just 2.07 [21/20]

Sports Selection

More Than Just Football Acca Insurance

Some bookmakers now offer a wide range of sports to insure.

Whilst acca insurance was born and introduced for football accumulators and remains in its infancy.

The range of football betting markets and now, sports available is growing

We decided flexibility in creating your acca should be a contributory factor in choosing the best acca insurance product for you.

This is also why we have provided a selection of 4 bookmakers with different best acca insurance categories at the top of the page.

Bookmakers Offering More than Just Football

  • 888Sport - All American Sports
  • Boylesports - All Sports

Refund Shelf Life

It is the case that in 100% of the products we looked at, all were offering free bets, bonus bets or bonus tokens. They are all essentially the same thing.

Bookmakers also have different terms on how these free bets can be used, and for how long they last once credited to your bonus funds in your account.

We decided that the best acca insurance product would need to have at least a 7-day shelf life.

Free Bet Expiry Dates

We recommend looking for at least 7 days shelf life on free bet refunds so you can save them for the following weekend if required.

The reason for this is you may only bet at weekends.

You don't want to be forced into using your free bet before the following weekend comes around.

All bookmakers free bet expiry ranged from 3 days to 30 days, with the majority sitting between 5-7.

Best Acca Insurance Free bet Shelf Life

  • Vbet - 14 Days

Disappointingly most only offer 7 days, with some offering just the 3 days to use your free bet. 

Free Bet Refund Value

Not a huge factor in deciding the best acca insurance but perhaps of interest to you guys.

The lower the minimum odds, the lower the refund value seemed to be the way.

Ranging from the lowest at £10, the majority sat between £10-£50.

It may be of interest that of the 4 class winners for best acca insurance, two were for just £10, another for £20 and the winner was £25.

Free Bet Stakes are Not Insured

Only real cash bets can qualify for insurance. If you use a refunded free bet, insurance will not be applicable.

List of Acca Insurance Bookies

The following bookmakers offer acca insurance for your accumulator bets.

Different bookmakers have some slightly different criteria, and some offer more than just football.

We've looked through 81 UK bookmakers to find the best acca insurance offers, and have a list below. 

We have nominated and chosen the best 4 above, but feel free to see the details of the others and challenge our opinion.

Choose a bookmaker from the menu above or scroll down to find out what each can offer.

Acca Insurance Bookies

A quick view at each bookmaker, minimum picks required, minimum odds required and on which sports you can qualify.

Acca insurance may not be applicable if you have used an enhanced odds or price boost offer.

Click on bookmaker name to view more details

Bookie Picks Odds Sport
BetFred 5 1.33 Football
888Sport 5 1.30 American Sports
Bwin 5 1.20 Football
Boylesports 5 1.20 All Sports
Energybet 4 1.20 Football
Vbet 6 1.60 Football
Sportingbet 5 1.20 Football

Also included are 

  1. Betfair Acca Edge
  2. William Hill BOOST YOUR ACCA

These last pair of bookies do not offer acca insurance but we know you might have been looking for them.

Please see our guide to the Best Bookmakers for Accumulator Betting for more details on these and more acca boost bookies.


Boylesports Acca Insurance is an Opt-in product. Until you have done so, no acca will qualify for the insurance elements.

Let's see if there is anything that stand Boylesports out from the crowd with this promotion.

Boylesports Acca Insurance
3.8 out of 5
30 Ratings
Opt in Required. 5 selections and low minimum odds for up to £20 refund as a free bet
  • Min Picks: 5
  • Min Odds: 1/2 [1.5]
  • Sport: All Sports
  • Refund: Free Bet
  • Free Bet Expiry: 7 days
  • Promotion Expiry: not stated
  • Rating: ⭐️⭐️⭐️

Minimum Selections

A minimum of 5 selections are required as well as Opt-In

Minimum Odds

A minimum of 1.5 [1/2] is required for each leg. 


Any Sport

Insurance Benefit

The offer is for money back up to £20.

Expiry date

Promotion - not stated, could be removed at any time

Free bet - 7 days.

OLBG Verdict:

Up to £20 refund is not a standout figure amongst the bigger bookmakers but is fair. Minimum stake is £5 on an acca containing five picks at a low minimum odds requirement of 1.5 [1/2]

It's a fair acca insurance offer from Boylesports. As I say nothing really making it stand out and grab you over another, and of course there is the opt-in requirement, which is only a simple click of a button in the promotions area

As with the vast majority of acca insurance promotions, all selections must be placed and settled on the same day.

Up To £25 In Free Bets
UK Customers (Excluding NI) only. Cash stakes only. Min £10 stake required for initial £5 free bet. Min odds ½. Max £25 in free bets. Subsequent free bets equal 50% average of each 3 qualifying bets. 13 bets required to receive full £25 free bet. Qualifying bet must be placed within 30 days of opening account. Cashed out bets will not qualify towards average stake. One offer per customer, household or IP address. Free bet expires after 7 days. T&Cs apply
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Let's see what the 'Bonus King' has on offer.

Betfred Acca insurance is similar to many others but with higher minimum odds per leg and what looks like becoming standard minimum 5 leg accas.

Betfred Acca Insurance
3.9 out of 5
47 Ratings
Minimum 5 picks and Free Bet up to £10. Nothing outstanding from the bonus king, with selected matches only and minimum odds of 1/3
  • Min Picks: 5
  • Min Odds: 1/3
  • Sport: Selected Football
  • Refund: Free Bet
  • Free Bet Expiry: 7 days
  • Promotion Expiry: 12/07/20
  • Rating: ⭐️⭐️⭐️

Minimum Selections

A minimum of 5 selections is required to qualify for Acca Insurance.

Minimum Odds

The minimum odds per selection is higher than we have seen from other bookmakers above - 1/3 the call on this one.


Football. A wide range of leagues but the mention of selected matches does look like there may be some limitations on which games can be added to your acca.

Insurance Benefit

Money back as a free bet up to £10

Expiry date

Free Bet - 7 days

OLBG Verdict:

Betfred Acca Insurance is there and can be used for existing Betfred customers, but if you are looking to sign up with a bookmaker specifically for acca insurance there are better options.

The higher minimum odds are slightly off-putting. Whilst betting at odds below 1/3 wouldn't be for me personally.

To be able to bet as low as 1/10 and 1/5 elsewhere for the same insurance benefits leaves Betfred Acca Insurance somewhat lacking.

The caveat of 'selected matches' is also slightly limiting when the like of Ladbrokes let you bet on any team, any market and any league.

BetFred has great bonuses, but their Acca Insurance has a bit of catching up to do.


There is an offer of 888sport Acca insurance which is  limited to American sports They have called it "American Dream"

Let's take a closer look.

3.6 out of 5
63 Ratings
Free Bet up to £25 if one leg lets you down. American sports only. Minimum 5 legs.
  • Min Picks: 5
  • Min Odds: Acca 3/10 (1/3) per leg
  • Sport: American Sports
  • Refund: Free Bet
  • Free Bet Expiry: not stated
  • Promotion Expiry: not stated
  • Rating: ⭐️⭐️⭐️

Minimum Selections

888Sport maintains a minimum of 5 selections for their acca insurance.

Minimum Odds

The minimum odds per leg of 3/10 (1.3) which should satisfy most. 



Insurance Benefit

Get a free bet refund up to £25 if your legs are a loser.

Minimum Acca Stake of £5

Expiry date

Promotion - Not stated, it could be removed at any time

Free bet tokens expire after 7 days.

OLBG Verdict:

Not that many bookies offer acca insurance refunds away from footballl (soccer). 

With the number of games on offer in the US 888sport may do well with this. 

Many bettors specialize in US sports only, so this acca insurance looks a decent offer

Bet £10, Get £40 in Free Bets + £10 Casino Bonus!
£10 deposit using promo code "10FREE". First bet on horse racing. Min. stake £10 at odds of 1/2. Free bets credited upon qualifying bet settlement, 7 day expiry. Free bet stakes not included in returns. Casino Bonus must be claimed within 7 days. 40 x wagering within 14 days. 60 day expiry. Withdrawal restrictions, payment methods, country & T&Cs apply
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Bwin Acca

Bwin have gone with the minimum 5 team acca insurance offer. Refunding stake up to £10 as a free bet is one side lets you down.

This is another offer with Opt-In Only options, so make sure you opt-in before placing your acca.

BWin Acca Insurance
3.7 out of 5
19 Ratings
Standard one team let down gets you stake back as a free bet up to £25 from Bwin, which also includes live games. Opt in Required.
  • Min Picks: 5
  • Min Odds: 1/5
  • Sport: Football Only
  • Refund: Free Bet
  • Free Bet Expiry: 7 days
  • Promotion Expiry: 31/12/20
  • Rating: ⭐️⭐️⭐️⭐️

Minimum Selections

A minimum of 5 selections are required as well as Opt-In

Minimum Odds

A minimum of 1.20 [1/5] is required for each leg. This is one of the lowest odds requirements. Your acca will have minimum odds of around 6/4


Football only - All Matches - Match Result Only

Insurance Benefit

The offer is for money back up to £10.

Expiry date

Promotion - 31/12/20

Free bet - 7 days.

OLBG Verdict:

A good offer from Bwin with all football matches considered, albeit for the match result predictions only.

The £10 max stake refund is ok, and so are the low odds of 1.20 per selections meaning your 5 team acca need only come to lowly 6/4 odds.

An excellent offer worth of the fourth star awarded.

SportingBet Acca Insurance

This is an offer that needs to be opted into. However once you have opted in you can take advantage of Sportingbet pre-match or live accas. 

3.5 out of 5
20 Ratings
Often overlooked for bigger brands, Sportingbet offer a great promotion range to registered customers including enhanced odds and acca insurance from their long-standing online offering.
  • Enhanced Odds Football Accumulators
  • Horse Racing Yankee Boosts
  • 5 Team Acca Insurance

If one leg lets you down Sportingbet will refund your stake as  a free bet. 

Up to £50 in Free Bets, Odds Boost Token, 20 Free Spins and £10 Casino Bonus!
New customers only. Football Challenge: Bet £10+ on any pre-match football market with min odds 1.50 and get 20 Free Spins on Starburst + Odds Boost Token. Casino Challenge: Wager £100+ on any Casino games and get a £10 Casino Bonus. Bonus valid on selected Casino games with winnings, 10x wagering. Acca Challenge: Bet on an accumulator with 3+ with min odds 1.50 per selection and get Free bet worth 50% of your stake up to £10. In Play Challenge: Bet £10+ on an in-play single with min odds 1.50 and get a 50% Back up Bet Token if you lose. Max Free bet £20.
#ad. 18+,, T&Cs Apply

Minimum Selections

A standard 5 is required + opt in.  

Minimum Odds 

1/5 (1.2)


Football Only

Insurance Benefit

Money-back up to £10 for your accumulator. All selections must be settled on the same date. 

Expiry Date 

Free Bet must be used within 7 days. 

OLBG Verdict

A fairly standard acca insurance but worth taking advantage of if you have 5 selections that you are strong on. 

The minimum odds are 1/5 (1/2) with a minimum acca stake of £5.  

The refund is £10


Energybet does provide acca insurance for football but only on the weekend.

They do come in on the lower end of the picks scale with just 4, a very low minimum odds requirement but £10 stake too.

Energybet Weekend Acca Insurance
3.6 out of 5
19 Ratings
Limited to the weekend the stake is set at £10, which will be refunded if one leg lets you down. Low min odds means this is a low-risk offer.
  • Min Picks: 4
  • Min Odds: 1/5 [1.20]
  • Sport: Football Only
  • Refund: Free Bet
  • Free Bet Expiry: not stated
  • Promotion Expiry: not stated
  • Rating: ⭐️⭐️⭐️

Minimum Selections

A minimum of just 4 selections are required for the Energybet offer

Minimum Odds

A minimum of 1.20 [1/5] is required for each leg. Your acca will have minimum odds of around just under 11/10 [2.07]


Football only

Insurance Benefit

The offer is for money back up to £20 as a free bet for your first qualifying acca. 

There are turnover requirements

Expiry date

Promotion - not stated, could be removed at any time, Please check offer. 

Free bet -Not stated

OLBG Verdict:

This offer was looking good. Just 4 selections required, and minimum odds of 1.20 is super low meaning the minimum odds acca you would have to place is just a shade over evens.

However, there is a wagering requirement of 5 x times the bonus at odds of 1.75 or higher, which rather dampens the excitement.

Still, this is a low maximum stake offer, with the opportunity of one of the lowest priced qualifying accas to play. 

But the wagering requirement on the bonus funds does mean there are plenty of better acca insurance options out there.


Vbet are calling their acca insurance EXPRESS INSURANCE - not worked out why yet.

Anyway, let's look at what this football only acca insurance offers.

VBET Express Insurance
3.4 out of 5
25 Ratings
Football only acca insurance offering 100% refund up to €50 on 6+ accas with one leg letting you down.
  • Min Picks: 6
  • Min Odds: 1.6
  • Sport: Football Only
  • Refund: Free Bet
  • Free Bet Expiry: 14 Days
  • Promotion Expiry: not stated
  • Rating: ⭐️⭐️

Minimum Selections

One more than most on this occasion with 6 picks the minimum for qualification

Minimum Odds

A minimum of 3/5 [1.60] are required for each leg, meaning your acca odds must be at least 15/1


Football only - Any Market

Insurance Benefit

The offer is for money back as a free bet between £2-£50

Expiry date

Promotion - Not stated, it could be removed at any time

Free bet - 14 days

OLBG Verdict:

The only real point of difference from a positive stance on Vbet's Express Insurance is the 14-day shelf life of the free bet.

Otherwise, a minimum of 6 picks in the acca and minimum odds meaning at least a 15/1 multi is required are downsides.

Bet £10, Get £20 in Free Bets and Bonuses + 20 Free Spins!
New customers only. Place a first ever sports bet bet (£10 min. stake; single bets only; min odds 1.4). Get 2x£5 in free sports bets, £10 in bonus money at Casino and 20 free spins (£0.10 per spin) on eligible NetEnt Slots. Payment method restrictions apply. T&Cs apply.
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Betfair Acca Insurance - EDGE

Betfair Acca Insurance goes by the name of Betfair Acca Edge.

It is essentially the same thing but in many ways better than the acca insurance generally offered.

Let's see why

Betfair Acca Edge
4.1 out of 5
177 Ratings
Limited to the weekend the stake is set at £10, which will be refunded if one leg lets you down. Low min odds means this is a low-risk offer.
  • Min Picks: 4 Min Odds: 1/5 [1.20] Sport: Football Only Refund: Free Bet Free Bet Expiry: not stated Promotion Expiry: not stated Rating: ⭐️⭐️⭐️

Minimum Selections

Just add selections to the bet slip, anything from three selection upwards will generally see the Acca Edge box appear

Minimum Odds

Again, there seems to be no limit here on the odds, just add your selections and see when the Acca Edge box appears


Acca edge applies to most sports, not just limited to selected markets around football betting

Insurance Benefit

This is where things differ from most acca insurance promotions.

With Betfair Acca Edge there is the basis of insurance if one leg of your accumulator lets you down but in a different way.

When you select to 'edge' your bet, the odds offered will be updated, and decreased odds for the entire acca will be reduced.

This reduction in odds, is your option to place the bet at the new odds with the insurance of Full Stake Back In Cash' if on leg lets you down.

OLBG Verdict:

Whilst Betfair acca edge could be viewed as a pessimistic approach to accumulator betting by accepting lower odds as a form of insurance, the good thing is that you have the choice.

The other added benefit of acca edge is that the money-back is cash, which you are free to use how you please over any given time frame, as opposed to a free bet which is dictated when and on what you can use, and doesn't return the free bet stake on subsequent winners.

We rate Betfair Acca insurance highly on this basis alone, with the caveat of whether the tradeoff on odds is acceptable for the cashback deal - It's up to you.

William Hill Acca Insurance - BOOST YOUR ACCA

William Hill has retired their Acca insurance for the time being.

An alternative sports acca promotion from William Hill is the BOOST YOUR ACCA promotion.

Best Bookmakers for Accumulators

get details on the best bookmakers for accumulators with other promotions on our best bookmakers for accumulators guide

Discover great accumulator bookies


No free bet awards here, this is quite simply an odds boost on any you place with William Hill, across any sport, (bar horse racing and greyhounds).

You will be offered and can accept one BOOST YOUR ACCA offer per day

A minimum of 3 selections are required which is great news and less than many other bookmakers insist on for qualification.

The maximum number of selection is 25, but in all honesty, you probably need to take a look at yourself if you are putting 25 picks into an acca!!

The accumulator needs to be a straight accumulator, and the bet boost will only be applied to the win part of an each-way accumulator.

Any enhanced ods available on site can not be used in an acca boost bet.

The maximum stake permitted is £20 to win or £10 each way.

How Does BOOST YOUR ACCA work?

When you make your selections for your acca, they appear in your bet slip, and to find out what boost is available simply hit the BOOST button.

The Boosted odds and returns will be showed, you'll get a confirmation message and the rest is in your hands.

Beware that cash out will be available on your BOOST YOUR ACCA bet, however, if you use the cash out facilty, it will be settled at the original odds and not the boosted odds. 

OLBG Verdict:

We like this promotion from William Hill in place of the Acca insurance.

Low selection numbers and the opportunity to get better than advertised odds is fair. In having a maximum stake of £20, it will cover most punters who play accumulator bets.

The odds retraction for the use of cash out might be considered a bit tight, but to be fair, when cashing out you will be making a decision based on the cash value being offered as opposed to any algorithmic odds decision, so we don't see this as a negative.

Nice simple accumulator betting promotion from William Hill. 

Acca Insurance Comparison

The table below provides a full comparison of all acca insurance bookies analysed and tested.

Bookmaker Selections Odds Life Refund
BetFred 5 4.21 7 10
888Sport 5 2.5 7 25
Vbet 6 15.78 14 50
Bwin 5 2.5 7 25
Boylesports 5 7.59 7 20
Energybet 4 2.07 n/a 20

Acca Insurance FAQ's [UK]

  • Which bookies do Acca Insurance?

    In the UK right now more than 20 online bookmakers offer Acca Insurance in one form or another. Some will differ slightly in terms of what sports you can get acca insurance for, whilst others will offer it only on football acca betting. There are some bookmakers who offer it across an acca including picks from different sports, and some others like 888Sport who specialise in offering acca insurance on American sports like NFL and NBA

  • What does acca insurance mean?

    Acca insurance means there is a promotion based on accumulator betting activity with your bookmaker. If you see acca insurance advertised as a promotion, the bookmaker will be offering some type of safeguard to your stake on your accumulator bet, based on some criteria. usually this means stake back as a free bet if one selection on your acca lets you down.

  • How does acca insurance work?

    The most common way for acca insurance to be applied is based on a scenario where you have only one losing selection in your acca. in normal circumstances this would mean you bet and stake would be lost, but acca insurance offers your stake back as a free bet if only one selection loses in the bet. there are some variations, such as Betfair who offer lower odds and your stake back in cash. Read a good review on acca insurance to understand which bookmaker offer what type of insurance.

  • What is the best accumulator bet?

    The best accumulator bet you can do is one that sees every selection placed in the bet winning. This way you get a payout based on the accumulated odds of every selection. Not so good is the accumulator bet with one loser. Even if you have made 5 picks and four are winners, that one loser will mean you get nothing back and the bet, and your stake, is lost.

  • What sports can you get acca insurance on?

    The most popular acca insurance offers are for football accumulator betting. Some bookmakers will extend acca insurance to other sports like NBA, NFL. There are some bookmakers that will specialise in American Sports Acca Insurance too. Finally, you may be able to find or two bookmaker that offer acca insurance on multi-sport bets where your acca is built over more than one sport.

Football Acca Betting

If you are not too worried about getting acca insurance, it is worth considering which bookie offers the best odds for football accumulators. We have looked at various options and you can find out about which is which in this Football accumulator bookie guide.

Read Now

Rate My Bookie

Acca Insurance, Best Odds, BTTS, and more, do you know how your bookmaker compares to every other one available? This one-click tool shows you how the betting apps you have to compare with those are available. What are you missing?

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Football Accumulator Advice

More information on what you should consider and look out for when making predictions for your football accas.

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