Acca Insurance Bookies Ireland

Updated: 2927 Betting

Not all Acca Insurance is the same. We've analysed all Irish Bookmakers to find the best Football Acca insurance and other sports cash back bets too.

Acca Insurance Bookies Ireland

Best Acca Insurance promos from Bookies for Football, US Sports and All Sports

3.9 / 5 8 Ratings

Best for Football Acca Insurance

Your first stop for weekly football accumulator insurance, with the lowest picks required and low odds too.

Paddy Power Review

  • No Bookie Offers More Innovative Promotions
  • Fantastic GAA Coverage
  • Best In Play Bookmaker
4.0 / 5 6 Ratings

Best Acca Insurance for US Sports

NFL, NBA, MLB and NHL Acca insurance from 888sport set them apart from others who remain football only

888Sport Review

  • Host of Features and Promotions
  • Good VIP program for High Rollers
  • Fantastic Golf Betting Bookie
4.5 / 5 23 Ratings

Any/Mixed Sports Acca Insurance

Boylesports offer ANY sport with their Acca Insurance - Now, that's a good bet!

BoyleSports Review

  • Brilliant Acca Insurance Feature
  • Horse Racing and GAA Specialists
  • On Site Football Statistics

Best Acca Insurance Comparison

This is a quick view of the best acca insurance choices for comparison on the key factors we considered the most important.

Bookie Picks req Min Odds Sports
Paddy Power 4 1.2 [per leg] Football
888Sport 5 1.3 [per leg] US Sports
Boylesports 5 1.5 [per leg] Any Sport
Ladbrokes 5 4.00 in Total Football
BetVictor 5 5.00 in Total Football

The key acca insurance factors are explained in more detail below.

They include the minimum number of selections, minimum complete acca odds, how long the free bet lasts once credited and the maximum refund value available.

By clicking the “Read The Review Button” you can delve deeper into each bookmaker. Here you can also access any free bet offers that are available. 

What is Acca Insurance?

  • Pick 5 teams to win in an Acca - A, B, C, D & E.
  • Stake £10 on all teams to win.
  • Teams A, B, D, E all win, but selection C loses.
  • In normal circumstances, you would lose your €10 Stake.
  • With Acca Insurance, you would get the €10 back** to try again.

**In most cases, moneyback comes in the form of a free bet with a use-by date

Acca Insurance is generally offered on football accumulator bets and usually offers money back if one side in your accumulator lets you down.

The money-back is generally offered as a free bet but in some cases, can be cash which is a big plus.

They are also a great way to make your first bet with a new bookmaker, one loser and you get your money back or free bet. 

You shouldn't fit acca insurance to your bet, but choose your selections first and then take advantage of acca insurance. 

If you plan on regularly placing football acca bets then use an insurance bookie. 

How We Picked The Best Acca Insurance

Minimum Selections

The least number of selections required to trigger the insurance. 

The majority of bookmakers as you can see by the complete list below have a minimum of 5 or 6 selections.

Paddy Power are the stand out bookie for acca insurance, with their offer of only 4 selections, no other bookmaker has the 4 minimum. 

Minimum Selections Winner

Paddy Power

Minimum Odds

Every bookmaker stated minimum odds requirements for acca insurance.

The lowest on offer were odds of 1/10 or 1.2 in decimal, right up to 7/10 or 1.70 being the highest.

When you multiply the odds by the minimum number of selections you can see how hard it is to trigger the acca insurance with some bookies. 

Overall acca odds were taken into account in choosing the best acca insurance.

Paddy Power 1/5

Bookmakers Offering  Acca Insurance On Other Sports

Most bookmakers play safe by only offering football, 888sport and Boylesports differ with extended insurance offers on other sport.

  • 888Sport - US Sports
  • Boylesports - All Sports

Free Bet Shelf Life

It is the case that in 100% of the products we looked at, all were offering free bets, bonus bets or bonus tokens. They are all essentially the same thing.

Bookmakers also have different terms on how these free bets can be used, and for how long they last once credited to your bonus funds in your account.

We decided that the best acca insurance product would need to have at least a 7 day shelf life.

The reason for this is you many only bet at weekends, when not working.

You don't want to be forced into using your free bet before the following weekend comes around.

All bookmakers free bet expiry ranged from 3 days to 30 days, with the majority sitting between 5-7 days. 

Best Acca Insurance Free Bet Shelf Life

Bet Victor only allows 3 days, which is not long. All the others offered a much more sensible 7 days. 

Free Bet Refund Value

  • 888 Sport €25
  • Boylesports €20
  • Bet Victor €10
  • Ladbrokes €10
  • Paddy Power €10

The lower the minimum odds, the lower the refund value seemed to be the way.

List of Acca Insurance Bookies

The following bookmakers offer acca insurance in 2020 for your accumulator bets.

Different bookmakers have some slightly different criteria, and some offer more than just football.

We've looked through bookmakers to find the best acca insurance offers, and have a complete list of those available in Ireland who feature on OLBG. 

We have nominated the best above, but feel free to see the details of the others and challenge our opinions.

Choose a bookmaker from the menu above or scroll down to find out what each can offer.

Bookie Picks req Min Odds Sports
Paddy Power 4 1.2 [per leg] Football
888Sport 5 1.3 [per leg] US Sports
Boylesports 5 1.5 [per leg] Any Sport
Ladbrokes 5 4.00 in Total Football
BetVictor 5 5.00 in Total Football

Acca Insurance Bookies 2020

This is your main guide to acca insurance bookies, it's best for you to use the bookmaker that fits your acca. 

Obviously, you need to take the best acca odds for your selections, even if it's not the best acca insurance offer. 

A quick view at each bookmaker, minimum picks required, minimum odds required and on which sports you can qualify.

In the odds section ** denotes if a minimum odds of complete acca is required.

Click on any bookmaker name to view more details. 

Paddy Power

Paddy Power had their acca insurance front and centre on their website and app, no hunting around for the details. 

Minimum Selections

Minimum 4+ selections is better than most

Minimum Odds

The minimum odds per leg is 1/5, meaning the acca can be as low as just over evens.


Football only and Win-Draw-Win markets or 4+ Same game multiples

Insurance Benefit

Money-back as a free bet up to a maximum of £10

Expiry date

Applies to bets placed before 31st May 2020 (this may be extended)

Free Bets will be credited the following day. 

Free bets - 7 days

This is a good acca insurance offer, especially on same game multis. This gives you protection and adds another aspect to bet builder betting. Many do not have acca insurance on same game multis, + it's only 4 selections. Low minimum odds of 1/5 should cover most of our bets. 

A nice 7 day shelf life of any awarded free bet from this offer is good although the free bet can only be used on football betting with Paddy Power. Low selection criteria and low minimum odds qualification make Paddy Power Acca insurance a good option if your regular betting habits would qualify you for the insurance.


888 Sport should be congratulated, a bookie offering acca insurance on other sports is a godsend. We have a lot of members who bet on US sports, this will be a very welcome offer. The £25 is the largest refund of any acca insurance bookie. 

Minimum Selections

888Sport maintains a minimum of 5 selections for their American sports acca insurance.

Minimum Odds

Each leg must have odds of 1.3 (3/10) or greater


Currently, US Sports only although in the past they have offered acca insurance on other sports, need to keep an eye out on their site or check back with us on this page. 

Insurance Benefit

The offer is for money back as a free bet up to £25. Your free bet will be rounded down to the nearest €5. For example, if your accumulator of €8.50 qualifies for a free bet, we'll give you a free bet token of €5 this occurs in units of €5 up to and including €25.

Expiry Date

Free bet expires after 7 days. 

888 OLBG Ireland Verdict

We liked the 888 acca insurance, with the odds not too restrictive. The 7 days free bet was very welcome, with so many sports going on in the US. 

5 selections are also decent, as I have a feeling it was 6 last season.


This Ireland based bookmaker gives punters the best choice of sports. It states that acca insurance covers all markets and all sports, which is excellent. Acca insurance is on offer pre-live and live markets. 

Minimum Selections

It is a minimum of 5 selections on Boylesports.

Minimum Odds

Minimum odds of 1/2 (1.5) per selection/leg.


All sports, which is the best in class from any bookmaker. 

Insurance Benefit

€20, so towards the top end of acca insurance offers. 

Expiry Date

7 Days

Boylesports OLBG Ireland Verdict 

The £20 is decent and a 7-day expiry is helpful. Paddy Power has fewer selection criteria but doesn't cover all sports. 

We hope Boylesports don't quietly drop this because they are doing a great job with their acca insurance.


The combined odds of 3/1 and individual odds of 1/10 are where Ladbrokes has currently pitched up. The 7-day expiry of your free bet is the norm. 

Ladbrokes acca insurance offers:

  • Match Betting
  • Both Teams To Score
  • Match Result & Both Teams to Score
  • Correct Score & Total Goals Over/Under markets


Minimum Selections

5 +

Minimum Odds




Insurance Benefit


Expiry Date

7 Days 

Ladbrokes OLBG Ireland Verdict

A middling offer from Ladbrokes where we could have expected say a €15 or €20 refund, seeing they are such a big name. We like the 7 days and the 3/1 combined odds are fair. 


The Bet Victor acca insurance asked for 5 legs before a refund could be triggered. It only covered football match betting and BTTS.

Minimum Selections

5 +

Minimum Odds




Insurance Benefit


Expiry Date

3 Days

Bet Victor OLBG Ireland Verdict:

Bet Victor comes out very well on our best bookmakers for football betting for the football odds they offer. 

You may very well get more value with your selections and can utilise the acca insurance. 

The 3 day limit for use of the free bet means it will only cover midweek games if you bet at the weekend, this should be changed we feel to at least 7 days.  

However, not all bookies are offering acca insurance so BetVictor gets kudos for at least offering this concession. 

Betfair Acca Edge

There are other bookies with similar insurance features with the best probably Betfair Acca Edge.

Minimum Selections

Just add selections to the betslip, anything from three selection upwards will generally see the Acca Edge box appear

Minimum Odds

Again, there seems to be no limit here on the odds, just add your selections and see when the Acca Edge box appears


Acca edge applies to most sports, not just limited to selected markets around football betting

Insurance Benefit

This is where things differ from most acca insurance promotions.

With Betfair Acca Edge there is the basis of insurance if one leg of your accumulator lets you down but in a different way.

When you select to 'edge' your bet, the odds offered will be updated, and decreased odds for the entire acca will be reduced.

This reduction in odds, is your option to place the bet at the new odds with the insurance of Full Stake Back In Cash' if one leg lets you down.

Betfair OLBG Ireland Verdict:

Whilst Betfair acca edge could be viewed as a pessimistic approach to accumulator betting by accepting lower odds as a form of insurance, the good thing is that you have the choice.

The other added benefit of acca edge is that the money-back is cash, which you are free to use how you please over any given time frame as opposed to a free bet which is dictated when and on what you can use and doesn't return the free bet stake on subsequent winners.

We rate Betfair Acca insurance highly on this basis alone, with the caveat of whether the tradeoff on odds is acceptable for the cashback deal - It's up to you.


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